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Car Finance

HP Finance Claims

Hire Purchase agreements were heavily affected by the discretionary commission scandal. See if you are owed thousands.

No Win, No Fee
Zero Financial Risk
Dedicated Handlers
Experienced Professionals
No Win, No Fee
Zero Financial Risk
Expert Representation
Comprehensive Support

HP Agreements and Hidden Fees

While PCP is more common, millions of cars were sold using Hire Purchase (HP). The same unfair practices applied: brokers and dealerships were given the power to raise your interest rate to earn a larger commission payout for themselves.

Step 1 of 4

Check Your Eligibility

Let's establish if you have a valid claim against your lender.

Personal Details

Address History

We need your address to locate your finance agreement on file.

Final Step: Contact Details

SIMPLE & RISK-FREE

Three steps to find out what you’re owed

No paperwork to dig out, no upfront cost, no obligation. We do the chasing — you just start the check.

01
⏱️

60-second check

Answer a few quick questions about your car finance agreement. It takes about two minutes and there’s nothing to download.

02
🔍️

We investigate

Our team and panel solicitors review your agreements for hidden or discretionary commission — including ones you may have forgotten.

03
💰

You get a decision

If your claim succeeds, any compensation is yours minus an agreed success fee. If it doesn’t, you pay us nothing.

What our clients say about us

Real experiences from people who used iClaimsExpert to check their eligibility.

★★★★★

Manchester

“Quick check and surprisingly helpful result”

I used iClaimsExpert after hearing about PCP claims from a colleague. The eligibility check was fast and easy, and it actually showed I might have a valid claim from my old car finance agreement. Everything was explained clearly and didn’t feel complicated at all.

— Daniel H., Manchester

★★★★★

London

“Very smooth and professional process”

From start to finish, the experience felt very well organised. I entered my details and got a clear response within minutes. No confusion, no unnecessary steps — just a simple process that made it easy to understand my options.

— Sophie M., London

★★★★★

Glasgow

“Fast and easy eligibility check”

The whole process took only a couple of minutes. I liked that everything was simple and didn’t require much effort on my side. It gave me a clear idea of whether I could move forward with a claim.

— Mark T., Glasgow

★★★★★

Birmingham

“Didn’t realise I could even check this”

I honestly didn’t know people could review their old car finance like this. The checker was quick and gave me useful information about my agreement. It was straightforward and gave me confidence to look further into it.

— James R., Birmingham

★★★★★

Leeds

“No pressure, just clear information”

What stood out was that there was no pressure at all. I was able to check my eligibility and understand what it meant without being pushed into anything. Very transparent and easy to follow.

— Ayesha K., Leeds

★★★★★

Liverpool

“Helpful and straightforward experience”

I used the service to check an old PCP agreement and found it very easy to use. The instructions were clear, and I understood exactly what to do next without any confusion.

— Emma L., Liverpool