Car Finance
PCP Finance Claims
Millions of drivers were overcharged on their Personal Contract Purchase (PCP) agreements due to hidden commission models. Find out if you are owed thousands.
Zero Financial Risk
Experienced Professionals
Zero Financial Risk
Comprehensive Support
How PCP Mis-selling Worked
Personal Contract Purchase (PCP) is the most popular way to finance a car in the UK. However, until January 2021, lenders operated "Discretionary Commission Arrangements".
This allowed car dealerships to artificially increase the interest rate you paid. The higher the interest rate they charged you, the more commission the dealership received from the lender.
Can I claim?
- Your PCP finance agreement was between 6 April 2007 and 1 November 2024.
- It was for personal use (not primarily a business vehicle).
- You were not fully informed about the commission payments.
SIMPLE & RISK-FREE
Three steps to find out what you’re owed
No paperwork to dig out, no upfront cost, no obligation. We do the chasing — you just start the check.
What our clients say about us
Real experiences from people who used iClaimsExpert to check their eligibility.
Manchester
“Quick check and surprisingly helpful result”
I used iClaimsExpert after hearing about PCP claims from a colleague. The eligibility check was fast and easy, and it actually showed I might have a valid claim from my old car finance agreement. Everything was explained clearly and didn’t feel complicated at all.
— Daniel H., Manchester
London
“Very smooth and professional process”
From start to finish, the experience felt very well organised. I entered my details and got a clear response within minutes. No confusion, no unnecessary steps — just a simple process that made it easy to understand my options.
— Sophie M., London
Glasgow
“Fast and easy eligibility check”
The whole process took only a couple of minutes. I liked that everything was simple and didn’t require much effort on my side. It gave me a clear idea of whether I could move forward with a claim.
— Mark T., Glasgow
Birmingham
“Didn’t realise I could even check this”
I honestly didn’t know people could review their old car finance like this. The checker was quick and gave me useful information about my agreement. It was straightforward and gave me confidence to look further into it.
— James R., Birmingham
Leeds
“No pressure, just clear information”
What stood out was that there was no pressure at all. I was able to check my eligibility and understand what it meant without being pushed into anything. Very transparent and easy to follow.
— Ayesha K., Leeds
Liverpool
“Helpful and straightforward experience”
I used the service to check an old PCP agreement and found it very easy to use. The instructions were clear, and I understood exactly what to do next without any confusion.
— Emma L., Liverpool